*Privacy Policy for Home Plus Mortgage*

At *Home Plus Mortgage* (“we”, “our”, or “us”), your privacy is important to us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, www.homeplusmortgage.com (the “Site”), or use our services. Please read this policy carefully to understand our practices regarding your personal data.

### 1. Information We Collect
We may collect the following types of personal information:
•⁠ ⁠*Personal Identification Information*: Name, email address, phone number, mailing address, and other contact information.
•⁠ ⁠*Financial Information*: Income, employment details, credit history, mortgage application details, and bank account information.
•⁠ ⁠*Automatically Collected Information*: IP address, browser type, device type, operating system, and browsing behavior through cookies and similar technologies.
•⁠ ⁠*Communication Data*: Correspondence through emails, calls, or chats with our customer support.

### 2. How We Use Your Information
We use your personal information for the following purposes:
•⁠ ⁠*To process mortgage applications* and provide related services.
•⁠ ⁠*To communicate with you* about updates, offers, or changes to our services.
•⁠ ⁠*To improve our website* and customer experience by analyzing user behavior.
•⁠ ⁠*To comply with legal obligations* and industry standards.
•⁠ ⁠*For marketing purposes*, such as sending you promotional materials (with your consent).

### 3. Sharing Your Information
We may share your personal information in the following ways:
•⁠ ⁠*With third-party service providers*: To assist with mortgage processing, customer support, IT services, or marketing efforts.
•⁠ ⁠*With financial institutions or lenders*: To process your mortgage applications or offer tailored loan products.
•⁠ ⁠*For legal reasons*: If required by law or if we believe such disclosure is necessary to protect our rights, comply with a judicial process, or investigate fraud or security issues.
•⁠ ⁠*In case of business transactions*: Such as a merger, sale, or asset transfer, where your data might be part of the assets being transferred.

### 4. Cookies and Tracking Technologies
We use cookies and similar tracking technologies to enhance your experience on our website. Cookies allow us to:
•⁠ ⁠Recognize your device and preferences.
•⁠ ⁠Analyze traffic and user behavior on the site.
•⁠ ⁠Provide personalized content and ads.

You can adjust your browser settings to refuse cookies, but this may limit your ability to use some features of our website.

### 5. Data Security
We implement appropriate security measures to protect your personal data from unauthorized access, disclosure, alteration, or destruction. While we strive to protect your personal information, no data transmission over the internet is 100% secure. You use our services at your own risk.

### 6. Your Rights
You have the right to:
•⁠ ⁠*Access* the personal data we hold about you.
•⁠ ⁠*Request corrections* to your data if it’s inaccurate.
•⁠ ⁠*Request deletion* of your personal information (subject to legal obligations).
•⁠ ⁠*Opt-out* of marketing communications at any time.

To exercise these rights, please contact us at info@homeplusmortg.ae

### 7. International Data Transfers
We may transfer your personal data to countries outside your jurisdiction, including countries that may not provide the same level of data protection as your home country. In such cases, we will ensure that adequate safeguards are in place to protect your data.

### 8. Third-Party Websites
Our website may contain links to third-party websites. We are not responsible for the privacy practices of those websites, and we encourage you to review their privacy policies before providing any personal information.

### 9. Children’s Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal data from children without parental consent. If we become aware that we have collected data from a child under 18, we will take steps to delete that information.

### 10. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or for legal reasons. We will notify you of any material changes by posting the new policy on our website or contacting you via email.

### 11. Contact Us
If you have any questions or concerns about this Privacy Policy or how we handle your personal information, please contact us at:

*Home Plus Mortgage*
Email: info@homeplusmortg.ae
Phone: +971 0528015295
Address: Office No (22) , The One Tower, Skeikh Zayed Road, Dubai, UAE